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If you want to learn more about the Top payment gateways for online businesses, In this article, discover the top 7 payment gateways integrations for your Website/Online store/Application.

Online payment gateway integrations are essential when owning a Website/Online store/Application on the Internet. They convey a more modern image of your business, allow you to collect cash faster and increase productivity through automation.

The hosted payment gateway is a practical solution for integrating online payment on your website/online store/Application. You should choose your provider taking into account its reputation, the features offered and the real needs of your business. 

The good news is that today you have plenty of choices to use (eg: Razorpay, Instamojo, Paytm, PayU, Cashfree, 2Checkout, SKrill). Find Reason, why this payment gateways so popular in india?

Which payment gateway is Top in india?

This guide will help you find some of the Top payment gateways that can work for your site. These include many options that will give you additional help with all your fundraising needs.

Discover the top 7 payment Gateways integrations for your Website/Online store/Application.

Top 7 Payment Gateways In India 2023-2024

List of Top 7 Payment Gateways companies In India
Razorpay - Razorpay Provides Top Rated Features and approved by the RBI. 50,00,000+ Indians businesses using Razorpay.
Razorpayx - Razorpayx use best New Class Technology & Manage Business Banking, Online Current Account, Capital & Credit. 50,00,000+ businesses using Razorpay.
Instamojo - Instamojo is India’s simplest online Payment Gateways platform. 20,00,000+ businesses using Instamojo.
Paytm - Paytm is 360 degree payments tech solutions. More than 20 Million businesses using Paytm & more than 300 million Indians uses Paytm.
PayU - PayU enables businesses to collect online & offline payments across 150+ payment modes. 5 lakh+ businesses using PayU.
Cashfree - Helping Indian businesses accept & disburse payments.1,50,000+ using businesses in India and across the globe to collect payments.
2Checkout - 2Checkout is the leading all in one monetization platform for global businesses. 400,000+ Customers Globally.
SKrill - Skrill is a digital wallet provider makes collecting digital payments across 200+ countries and in over 40 currencies simple, secure, and quick. Skrill makes managing your money simple. 40 million active users Using Skrill.
PayPal - PayPal is one of the most established and used digital Global payments systems. more than 325 million accounts worldwide & PayPal has received more than 20 awards for excellence. *How do I set up a new Payment Gateway? Email us with any questions regarding the new account setup:  paymentgatewaysindia@gmail.com

List of Top 7 Payment Gateways in India Pricing, Payment Mode, Features, Settlement Time, Onboarding or Support - 

Razorpay Payment Gateway
Razorpay - Razorpay get Top Ranking Features With approval by the RBI for a payment aggregator (PA) licence. 50,00,000+ businesses using Razorpay. APPLY NOW

See Razorpay Payment Gateway Pricing, Payment Mode, Features, Settlement Time, Onboarding or Support 

Pricing -  

• Setup & Maintenance Fee - Zero
• Transaction  Free - 2%, 3% (for Credit Cards)

• Payment Mode - UPI, Bharat QR, All major debit and credit cards, 50+ Netbanking Options, Mobile Wallets, EMI Option.

• Features - Payment Links, Payment Pages, Payment Buttons, QR Codes, Instant Settlement (Customer payments settled faster), Invoices (Create & send GST compliant invoices), Smart Collect (Automate NEFT, RTGS, IMPS payments), Subscriptions (Collect recurring subscription payments),International Payments (Accept payments across the globe), Razorpay Token HQ (NEW) Multi-network card Tokenisation.

• eCommerce platform integration Features - all leading CMS eCommerce platforms given its Java SDK integration builds.

• Settlement Time - T+2 Days, Customer payments settled faster, Same Day Payout Option Available.

• Onboarding or Support - 4-5 days, support@razorpay.com, Official site - Razorpay.com

Instamojo Payment Gateway
Instamojo is India’s simplest online Payment Gateways platform. 20,00,000+ businesses using Instamojo.  APPLY NOW  Get an instant ₹1,000 discount, Use CODE - BOARDMODELPAPER20b7

See Instamojo Payment Gateway Pricing, Payment Mode, Features, Settlement Time, Onboarding or Support

Pricing - 

• Setup & Maintenance Fee - Zero
• Transaction  Fee - 2% + Rs.3, 5% + Rs.3 (Only for Store)

• Payment Mode - credit cards, debit cards, wallets and net-banking

Features - 

• Online Payments Features (Smart Pages, Payment Links, Smart Links, Faster Payouts, Embed Payment Button).
• Online Store Features (Online Store Setup, Themes, Domains, Shipping, Analytics, CRM)

• Settlement Time - T+3 Days, Customer payments settled faster, Same Day Payout Option Available

• Onboarding or Support - support@instamojo.com, Official site - instamojo.com

Paytm Payment Gateway
Paytm is 360 degree payments tech solutions. More than 20 Million businesses using Paytm & more than 300 million Indians uses Paytm. APPLY NOW

See Paytm Payment Gateway Pricing, Payment Mode, Features, Settlement Time, Onboarding or Support

Pricing - 

• UPI, Debit cards (Rupay) - 0% 
• Debit Card (Mastercard, Visa, Maestro) - 0.4 to 0.9%
• Paytm Wallet, Paytm Postpaid, Credit Cards (Visa, Mastercard, RuPay), Netbanking - 1.99%
• Other Cards (American Express, Diners, Prepaid, Corporate Credit Cards & International Cards) - 2.99%, 
• International PG - 2.9%

• Payment Mode - credit cards, debit cards, wallets and net-banking 

• Features - Foreign Currency Support, Recurring Payments Accepted, Refund, GST-Compliant Invoices, Express Checkout/Custom checkout 

• Settlement Time - 24 hour or Same Day

• Onboarding or Support - Same Day Onboarding, 0120-4440440, Official Site - paytm.com

PayU Payment Gateway
PayU enables businesses to collect online & offline payments across 150+ payment modes. 5 lakh+ businesses using PayU. APPLY NOW

Setup & Maintenance Fee - No set-up fee 

See PayU Payment Gateway Pricing, Payment Mode, Features, Settlement Time, Onboarding or Support

Pricing - 

• For Visa, Mastercard, Net Banking, BNPL, Wallets (only domestic transactions) - 2% , 
• Ror Diners, American Express, EMI, International transactions - 3% (18% GST applicable on all transactions)

• Payment Mode - credit cards, debit cards, wallets and net-banking

• Features - Foreign Currency Support, Recurring Payments Accepted, Refund, GST-Compliant Invoices, Checkout UI

• Settlement Time - T+2 working days or same day

• Onboarding or Support - Customer Care No. 080 4284 2323, Official Site - payu.com

Cashfree Payment Gateway
Helping Indian businesses accept & disburse payments.1,50,000+ using businesses in India and across the globe to collect payments. APPLY NOW

See Cashfree Payment Gateway Pricing, Payment Mode, Features, Settlement Time, Onboarding or Support

Pricing - 

• Setup & Maintenance Fee - Zero
• UPI, RuPay - 0%, 
• Net Banking, Digital Wallets, Google Pay, and Debit/Credit cards - 1.90% per transaction, 
• Debit Card EMI - 1.5% per transaction, 
• Credit Card EMI - TDR+.25% per transaction, 
• Cardless EMI - 1.90% per transaction, 
• Pay Later - 2.2% per transaction, 
• International Cards (Visa, Mastercard) - 3.5% + Rs.7 per transaction, 
• Diners Club, American Express - 2.95% per transaction

• Payment Mode - credit cards, debit cards, wallets and net-banking, EMI, Pay Later and 100+ other payment options

• Features - Foreign Currency Support, Recurring Payments Accepted, Refund, GST-Compliant Invoices, 2 types Checkout,  PCI DSS v3.2.1 Security, Partial Payments Accepted

• Settlement Time - T+2 working days or Same day

• Onboarding or Support - 2-4 days Official site - cashfree.com

2checkout Payment Gateway
2Checkout is the leading all in one monetization platform for global businesses. 400,000+ Customers Globally. APPLY NOW

See 2Checkout Payment Gateway Pricing, Payment Mode, Features, Settlement Time, Onboarding or Support

Pricing - 

• Sell Globally - 3.5% + $0.35 per successful sale, 
• Subscription Business - 4.5% + $0.45 per successful sale, 
• Sell DIGITAL GOODS Globally - 6.0% + $0.60 per successful sale

• Payment Mode - Over 45 payment methods, credit cards, debit cards, wallets and net-banking, Bank Transfer, Apple Pay, Paypal Others

• Features - Customized subscription plans, Account Updater, Multi-currency, Customized checkout options, Multi-language support, Multiple payment methods, Recurring Billing, eCommerce integration, Level 1 Payment Card Industry (PCI), Data Security Standard

• 2CheckOut Integrations Features - 3dcart, Bigcommerce, FoxyCart, LemonStand, Megento, Nutcache, OpenCart, PrestaShop, Shopify, WooCommerce, Zoho

• Settlement Time - 24 hour payment settlements (once you've become a verified merchant)

• Onboarding or Support - support@2checkout.com, Official site - 2checkout.com

SKrill Payment Gateway
Skrill is a digital wallet provider makes collecting digital payments across 200+ countries and in over 40 currencies simple, secure, and quick. Skrill makes managing your money simple. 40 million active users Using Skrill. APPLY NOW

See Skrill Payment Gateway Pricing, Payment Mode, Features, Settlement Time, Onboarding or Support

Pricing - 

No Transaction Fee: - 

• IF Paying a merchant directly from your Skrill wallet, 
• Receiving money to your Skrill account.
• Sending money to an international bank account with Skrill Money Transfer.

• Payment Mode - Credit/debit card payments and bank transfer.

• Features - PoS Transactions, Multiple Currency Processing, Email transactions, Website Payments, Saved Cards, Mobile Payments, Invoice Payment, Enables merchants to accept payments through custom links by creating invoices, Recurring BillingEnables merchants to charge from customers on a recurring (periodic) basis.

• Devices Supported Features - Web-based, iOS, Android, Desktop

• Settlement Time - no limits of the period 

• Onboarding or Support - +44-203-308-2520, Official site - Skrill.com

FAQ Payment Gateways In India
Top 7 Payment Gateways In India -  FAQ Payment Gateways India Releted Important Question and Answers Given Here....

What is payment gateway?

Payment gateway is the connection of an online shop to a bank account. Payment gateway is a platform that allows customers to use different online payment methods on websites or e-commerce shops (e.g. payment by card, payment by bank transfer, payment by electronic wallet, EMI, PAY Later etc.). 

Are Payment gateways free?

Currently, In india only UPI and Rupay Card Based Transaction is Free. On others, a transaction fee of two to three per cent is charged by the payment gateways.

How do I choose a Best payment gateway?

Check factors of Top payment gateway: - 

1. Setup & Maintenance Fee 

2. Pricing (Per Transaction)

3. Payment Mode

4. Features 

5. Settlement Time 

6. Onboarding or Support

How do I set up a new Payment Gateway? 

 Email us with any questions regarding the new account setup: paymentgatewaysindia@gmail.com

Which are the Top 7 Payment Gateways in India?

Here is the list of Top 7 Payment Gateways in India:

1.Razorpay & Razorpayx

2.Instamojo 

3.Paytm 

4.PayU 

5.Cashfree

6.2Checkout & SKrill 

7.PayPal